Do You Have a Spending Plan?

Running a skin care business takes more than passion—it takes a plan. Whether you’re renting a suite, working from home, or own a spa, having a clear spending strategy can keep your business healthy and growing. Here’s a quick outline of a business spending plan made just for estheticians.

Business Spending Plan for Estheticians

1. Fixed Monthly Expenses

These are the costs that stay the same each month, no matter how many clients you see.

• Studio/Suite Rent or Lease

• Business Insurance

• Software Subscriptions (booking system, accounting, email marketing)

• Phone/Internet

• Loan Repayments or Equipment Financing

2. Variable Monthly Expenses

These change based on how busy your business is.

• Professional Products & Supplies

• Laundry or Towel Service

• Utilities (if not included in rent)

• Credit Card Processing Fees

• Marketing & Advertising (social media, Google ads, flyers)

3. Annual or Quarterly Expenses

Plan for these bigger expenses so they don’t catch you off guard.

• Licensing & Renewals

• Continuing Education & Certifications

• Professional Memberships

• Equipment Upgrades or Repairs

• Sales Taxes for retail sales

4. Owner Pay & Savings

Don’t forget to pay yourself and set aside money for future goals.

• Owner’s Salary or Draw

• Emergency Fund (3-6 months of expenses)

• Business Savings (for upgrades, slow seasons, or expansion)

  
  

Quick Tips to Stay on Track

• Review your budget monthly and adjust as needed.

• Use a spreadsheet or simple app like QuickBooks or WaveApp

• Separate your business and personal finances.

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Final Thought:

A well-organized spending plan gives you clarity, confidence, and control. When you know where your money’s going, you can make smarter decisions, invest in your growth, and feel more peace in your business journey.

Schedule a Financial Audit Coaching Call to get a clear picture of your financial position. You have to know where you are to get where you want to go…

Financial Audit