October Blog: A Year-End Reset for Financial Confidence

Angela Green
Oct 6
3 min read

A Year-End Reset for Estheticians to Build Financial Confidence

October marks the start of the last quarter of the year, cozy weather, and the pre-holiday rush — but it’s also National Financial Planning Month, making it the perfect time for estheticians to pause and perform a Financial Reset.

Before the chaos of November and December sets in, October invites you to take a deep breath, review your business health, and make sure your money habits align with your long-term goals.

Inside the Angela Green Esthetician Collective, we call this your Financial Reset — because just like skin, your business finances need regular care, attention, and maintenance.

1. Step One: Take a Clear Look at Your Financial Reflection

Just like assessing a client’s skin before a treatment, you must start your financial reset with awareness.

Ask yourself:

How much did I earn in the past three months?
Where did the majority of my money go?
Am I keeping up with my savings or falling behind?
What expenses no longer serve my business growth?

Action Step: Pull your last three bank statements (business + personal if they overlap) and highlight every expense in one of three colors:

Green = Growth investments (education, marketing, products that sell)
Yellow = Neutral expenses (rent, utilities, basic supplies)
Red = Waste or non-essential (subscriptions you don’t use, impulse buys)

Seeing your spending laid out visually brings clarity — and clarity is your first step to control.

2. Step Two: Treat Your Business Like Your Best Client

You wouldn’t ignore a client’s skincare concerns, right? So why ignore your business’s financial health?

This month, make time for your business “check-in.” Ask:

Do my prices reflect my value and skill?
Am I tracking income from every source — retail, services, digital products, training?
Do I pay myself consistently?

Pro Tip: Schedule a “Money Monday” once a week — a dedicated hour to log income, review invoices, and update your budget. It’s a small ritual that creates huge shifts over time.

Inside the Angela Green Esthetician Collective, we help members set up simple financial routines — including the FREE Monthly Budget Planner — to make this process stress-free and empowering.

3. Step Three: Prep Your Finances for the Holiday Season

October is the bridge between the back-to-school slow-down and holiday hustle.

If you want to end the year strong, now is the time to plan your holiday promotions, order inventory early, and budget for seasonal marketing.

Questions to Ask:

How much can I invest in holiday retail or gift card promotions?
Which facial packages will deliver the best profit margins?
Am I charging enough
to offer discounts without losing profit?

Action Step: Create a simple Q4 Financial Forecast. Estimate your expected income from:

Services (based on average weekly bookings)
Retail sales (include new holiday products)
Add-ons or upgrades (LED, peels, or holiday facials)

Then, subtract your projected expenses. The difference is your potential profit.

If that number doesn’t excite you — October gives you the time to adjust. Use the Financial Confidence Worksheet to plan for profit!

4. Step Four: Automate and Organize for Stress-Free Success

Financial self-care means setting systems that work for you — not against you.

Consider:

Automating transfers into a business savings account each week
Using software like QuickBooks, Notion, or Google Sheets to track income
Separating accounts (no more mixing personal and business funds)
Creating folders for receipts and tax prep

These small systems create peace of mind — freeing up more energy to focus on creativity, client care, and new revenue streams.

5. Step Five: Reflect, Reset, and Recommit

As you finish your October Financial Reset, take a few moments to reflect:

What did I learn about my spending habits?

Where can I make small adjustments for a big payoff?

What new financial goal excites me for Q4?

Remember, financial literacy isn’t about perfection — it’s about awareness and action.

Inside the Angela Green Esthetician Collective, we believe financial confidence grows from curiosity, community, and consistency. This month, give your money the same care you give every facial client: intention, patience, and love.

Key Takeaways for October:

Financial clarity = creative freedom. When you know your numbers, you can dream bigger.
Use October as your reset month. Plan, adjust, and prepare before the holiday season begins.
Join the conversation. Inside the Angela Green Esthetician Collective, we’re focusing on additional resources for financial checkpoints, budgeting rituals, and tools that make money management a part of your wellness journey.